Discover...What stock brokers and mutual fund managers will never tell you!

Look at these interesting facts and ponder on them for a few minutes!

-- Some 80 million Americans entrust their life savings and retirement dreams to stockbrokers & mutual fund managers, only knowing and just hoping that they get at least the historical average growth of 10-15% in their portfolio.

-- The stock market (over it's first century) has averaged about 11% annual growth...through crashes, depressions, wars and everything else; yet, those "professional" managers and financial planners (stock brokers & mutual fund managers) seldom do any better! In fact, in years when the S&P Index loses ground, they still get their annual bonuses (!) if their clients lose less than the S&P Index. The S&P Index is the measuring stick by which they brag (if they beat it)... or justify their performance (when they don't)!

-- There are more Mutual FUNDS organized and operating than there are stocks (companies) listed on the New York Stock Exchange, NASDAQ, and American Stock Exchange combined! Would you say that somebody must know where the money is?

However there is good news and bad news in all of this...